Can't Pay Rent in Chicago: What Are My Options?
This is not legal advice. We explain what the law says. We cannot tell you what to do in your situation. For that, talk to a lawyer. Find free legal and rent help in Chicago.
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Falling behind on rent does not put you on the street tomorrow. This page covers talking to your landlord, paying part of the rent, and rental assistance (money to help pay rent) in Chicago. It also covers a few steps if a court case has started, and where to get free help. If you get a notice or court papers, get legal help right away.
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It is illegal for your landlord to lock you out because of unpaid rent. The landlord cannot change your locks, block your door, or cut off heat, water, gas, or electricity. Only the sheriff can remove you, and only after a court order.
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In court, you can ask the judge for mediation (a meeting with a neutral person who helps you and your landlord reach an agreement). You can also ask for court-based rental assistance (money to help pay rent). Many cases end in a deal where you stay and pay over time.
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If the judge orders you to pay money, you do not have to pay on the spot. The landlord must use a separate process to collect it first.
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Win, lose, or settle, ask the judge to seal the case file. Sealing hides the eviction case from the public record, which protects future apartment applications.
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The Law Center for Better Housing represents Chicago renters in eviction court for free. Start at its Rentervention website: https://rentervention.com/
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