Kentucky · Can't Pay Rent

Can't Pay Rent in Kentucky: What Are My Options?

If you cannot pay your rent on time in Kentucky, you have options before your landlord can act. This guide explains what Kentucky law and state guidance say, what help may be available, and what can happen if you still cannot pay.

What the law says

  1. Kentucky's Attorney General says your landlord must tell you before going to court over unpaid rent or a broken lease rule.

    Source:
    1. Eviction section, Kentucky Attorney General. A government guide.

Talk to your landlord

  1. Contact your landlord in writing as soon as you know you cannot pay your rent on time. Explain what happened and ask if they will agree to a plan for the rent you owe.

  2. Ask your landlord in writing if they will take less than your full rent now and let you pay the rest later. Get anything they agree to in writing as well.

  3. Keep a copy of any notice your landlord sends you about unpaid rent. Write down the date you got it and save any written agreement about a payment plan.

Get help paying rent

  1. Kentucky Housing Corporation's main rent help program, called Section 8, has a closed waiting list right now.

  2. Kentucky Housing Corporation runs a program for renters who have no home or may soon lose it. It also helps people getting away from abuse at home, abuse by someone they date, or being forced into work or sex.

  3. Each of Kentucky Housing Corporation's smaller rent help programs is for one specific group, such as veterans, families, or people with disabilities.